Driving is one of the most dangerous things that a person can do. Every year, more than 3 million people are injured in car accidents in the United States and an estimated 2 million of those injuries are permanent. Sadly, many of these accidents and the resulting injuries are preventable.
If you live in North Carolina and you have been in a car accident, contact Attorney Mark R. Melrose at Melrose Law, immediately. It is crucial that we complete a thorough investigation at the accident scene while the evidence is still intact and memories are fresh. Call (800) 222-2430 for a free consultation.
Settle Your Case Quickly
Asheville Attorney Mark R. Melrose explains how to get your car accident case, motorcycle accident, or semi-trailer accident case settled quickly and for more money.
A Strong Advocate for Car Accident Victims
Another driver's carelessness can turn your life upside down in an instant. The pain and financial expense following a car accident can be overwhelming. You don't have to go through this on your own. Our team will work hard to get you the medical care and financial support you need, so you can focus on healing from your injuries.
Our team will immediately set to work investigating the cause of the accident and collecting important evidence from the accident scene. We will take photos and conduct interviews with witnesses. We also frequently work with accident reconstructionists who will show a jury exactly how your accident occurred and who was at fault.
Under North Carolina's contributory negligence laws, if you were even 1 percent at fault for your accident, you will not be able to recover any monetary damages. The insurance companies use these laws to their advantage to reduce or eliminate the compensation they have to pay you. Mark Melrose, experienced Asheville car accident attorney is intimately familiar with these laws and will advocate on your behalf to get you the compensation you need.
If the other motorist was uninsured, underinsured, did not stop or left the scene of the accident, Melrose Law will help you get compensation through your uninsured/underinsured motorist (UM) coverage. Additionally, if you feel that your insurance company is acting in bad faith, we will complete a full investigation and let you know if you have a case.
Single Car Accident Recoveries from Car Insurance
Asheville, North Carolina, lawyer Mark Melrose handles many cases for passengers injured or killed when the driver of their vehicle runs off the road, often hitting trees or guardrails. What many people do not realize is that the liability insurance for the vehicle involved in the collision will provide full coverage up to policy limits for all the passengers, including the owner of the vehicle. Many of these accidents occur when the driver exceeds a safe speed and hydroplanes, typically just after it begins to rain and the road surfaces are particularly slick with grease and oil. Legally, there is no defense to hydroplaning and losing control. If a driver loses control, then he or she is legally responsible, since the law presumes that you will not lose control in a rain storm if you are driving at a safe speed. Many new drivers do not realize that often the legal safe speed is lower than the posted speed limit.
The general rule is that liability insurance on the vehicle will cover the negligent driving of the vehicle so long as the vehicle is being operated with permission. For example, if the owner of a vehicle allows a friend to borrow the car, the owner's insurance will provide coverage if the friend causes an accident. Also, if the owner decides to ride along in the car and the friend loses control and runs off the road, injuring the owner, the owner may file a negligence claim against his friend and the owner's own car insurance will cover his injuries.
Often, insurance companies will try to deny liability in single car accidents, using a theory of what is known as the owner-occupant doctrine. Most of the time, this is a frivolous defense, and an experienced trial attorney who handles personal injury claims can help prove that there is insurance coverage for all the injuries and damages. Never forget that the insurance companies, even your own, make money by collecting more money in premiums than they pay out in claims. If the insurance company believes they can successfully deny a claim and get away with it, they will do so. The only way to level the playing field against car insurance companies is to have your own legal counsel.
Did You Sustain an Auto Injury through No Fault of Your Own?
Schedule a Free Consultation!
To schedule your free consultation, call Melrose Law at (800) 222-2430 or contact us online. We do not collect legal fees unless we recover damages for you. We have three locations in Asheville, Waynesville, Hendersonville and Sylva to better serve your needs.
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